Our company was formed for the express purpose of processing electronic funds transfers. These electronic transfers were primarily pre-authorized debits from customers’ bank accounts for utility companies, cable companies, and other companies with recurring payments each month. We discovered that there was a demand in the market for third-party processors to fill in the void where banks were not providing the services.

The officers and the board of directors recognized that there were enormous opportunities in this burgeoning new industry. New technologies were being developed for a number of new applications, but especially in the retail market.

We became involved in the earliest stages of one new concept being promoted by NACHA (National Automated Clearinghouse Association): Electronic Check Representment. Our Company began offering services to retail merchants in 1998.

In July of 2003, we launched a national marketing campaign aimed at retail merchants. In that short time the company has added hundreds of new clients and thousands of transactions per month.

A major advantage that we have is that all NSF checks are processed electronically rather than being handled manually using the traditional methods offered by other check recovery companies.

In conclusion, our company, is blessed with being able to be flexible, to be swift operationally, to make decisions instantaneously without fanfare, multiple meetings or other external management approvals, and to have a low cost operation as a result of being privately held. The bottom line: we are swift and offer efficient low cost service that other companies simply cannot match.

Together we can achieve the extraordinary!